Terms of Use.

By accessing or using the AB Hurley website, you agree to be bound by these Terms of Use and any additional guidelines or rules referenced within them. If you do not agree with any part of these Terms, please discontinue use of the website.

These Terms apply to every visitor, prospective client, and existing client who uses the site — whether browsing information, submitting a form, or accessing a downloadable resource.

The AB Hurley website exists to:

• Provide educational information about insurance and risk management.
• Describe the services we offer to businesses and individuals.
• Allow visitors to submit service requests and quote inquiries.
• Facilitate communication with our advisory team.
• Provide downloadable resources, applications, and checklists.

Content published on the website is provided for general information and does not constitute legal, financial, tax, or insurance advice. Insurance decisions should be made in consultation with a licensed AB Hurley advisor and the applicable carrier.

• Quotes are estimates. Final premiums may differ based on underwriting review, verified information, and carrier decisions.
• Coverage depends upon underwriting. Every submission is subject to carrier evaluation and acceptance.
• Eligibility varies. Available markets, carriers, and program options depend on jurisdiction, class of business, and other factors.
• Policy terms govern all coverage. If there is any conflict between website information and the terms of an issued policy, the policy controls.

When using this website, you agree to:

• Provide accurate, complete, and current information when submitting forms or requests.
• Protect any login credentials (should client portals be introduced) and notify us of suspected unauthorized use.
• Use the website only for lawful purposes and in compliance with applicable laws.
• Not interfere with the operation, security, or availability of the website — including scraping, unauthorized access, or introducing malicious code.

Unless otherwise indicated, the following remain the property of AB Hurley (or its licensors) and are protected by applicable intellectual property laws:

• Logos and brand assets
• Illustrations and photography
• Graphics, iconography, and visual design elements
• Written materials, guides, and downloadable resources
• Website content, layouts, and structure

You may not copy, reproduce, republish, distribute, or create derivative works from this content without prior written permission, other than for personal, non-commercial reference.

Our website may link to insurance carriers, payment portals, and other independent resources. Those websites are operated by third parties and maintain their own terms and privacy policies. AB Hurley does not control and is not responsible for the content, availability, or practices of third-party websites.

We aim to keep the website accurate and available, but we can't guarantee either at every moment. The following expandable summaries describe the general limitations that apply to your use of the site. Final language will be set during legal review.

You agree to indemnify and hold AB Hurley, its affiliates, and their respective officers, employees, and representatives harmless from claims, losses, or expenses arising out of your misuse of the website, violation of these Terms, or violation of any law or third-party right. Final indemnification language will be set during legal review and may be adjusted to reflect applicable jurisdictional requirements.

We may update these Terms of Use from time to time to reflect changes in our services, our practices, or applicable law. When we do, we'll revise the "Last Updated" date at the top of this page. Continued use of the website after an update constitutes acceptance of the revised Terms — please review this page occasionally.

These Terms are governed by the laws of the jurisdiction in which AB Hurley principally operates, without regard to conflict-of-law principles. Any dispute arising from or relating to your use of the website will be resolved in the courts of that jurisdiction, unless otherwise required by applicable law.

Specific governing law, venue, and dispute-resolution language will be finalized during legal review.